Blog | Berkshire Hathaway HomeServices Hudson Valley Properties

Debra Allan

Associate Real Estate Broker
Associate Broker.30AL1134891
STANDARD PROCEDURES FAIR HOUSING
STANDARD PROCEDURES FAIR HOUSING

What’s Ahead for Mortgage Rates and Home Prices?

By Debbie Allan - November 09, 2022
What’s Ahead for Mortgage Rates and Home Prices?   Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your best move possible. Mortga

Homeownership: Still the American Dream?

By Debbie Allan - November 08, 2022
    Buying a home is a powerful decision, and it remains a key part of the American Dream. In fact, the 2022 Consumer Insights Report from Mynd found the majority of people polled still view homeownership as a key life achievement. Let’s explore just a few of the reasons why so many Americans continue to value homeownership. The Financial Benefits of Owning

CLOSING COSTS: THINGS YOU SHOULD KNOW

By Debbie Allan - November 05, 2022
Prepaid Costs Of all the expenses that come with buying a home, prepaid costs can sometimes take buyers by surprise. (And while we all love a good surprise, you definitely don't want one in the buying process!). So, here's what to know: Prepaid costs are upfront cash payments you make at closing for various mortgage expenses before they’re actually due. Funds are held in escrow unt

Signs That It’s Time to Downsize

By Debbie Allan - November 04, 2022
    A study by Edelman Berland reveals that 33% of homeowners who are contemplating selling their houses in the near future are planning to scale down. Let’s look at a few reasons why this might make sense for many homeowners... In a blog, Dave Ramsey, the financial guru, highlighted the advantages of selling your current house and downsizing into a smaller

3 Trends That Are Good News for Today’s Homebuyers

By Debbie Allan - November 03, 2022
3 Trends That Are Good News for Today’s Homebuyers While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home. As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just a few trends that

What is a mortgage rate buy-down?

By Debbie Allan - November 02, 2022
What is a mortgage rate buy-down?   Ready for some real talk about getting a mortgage this fall?  As rates inch higher, more homeowners are buying down their interest rates. Curious about what that means and if it’s right for you? Here’s the rundown on mortgage rate buydowns: - A mortgage buydown is a way to lower your interest rate by paying discount points at closing.

November Home Maintenance Checklist

By Debbie Allan - November 01, 2022
November Home Maintenance Checklist If you're staring down November (and the holiday rush!) and need to get your home ready for all that's to come, this post is for you!  Put these November home maintenance tasks at the top of your to-dos: Clean kitchen exhaust hood and filter Clean out the pantry and refrigerator Replace batteries in smoke and carbon monoxide detectors Repl

Happy Halloween!

By Debbie Allan - October 31, 2022
Happy Halloween! October 31, 2022 Undoubtedly the creepiest, most ghostly holiday of them all. Children dress up as Batman, the Joker, Wonder Woman or some other favorite character; go to parties or walk their neighborhoods with jack o’ lanterns full of sweets as they go trick-or-treating. Enjoy yourself tonight and remember, stay safe and have fun!  

Millennials Are Still a Driving Force of Today’s Buyer Demand

By Debbie Allan - October 29, 2022
  If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for. While the millennial generation has been dubbed the renter generation, that namesake may not be appropriate anymore. Millennials, the lar

Today’s Housing Market

By Debbie Allan - October 24, 2022
3 Graphs Showing Why Today’s Housing Market Isn’t Like 2008   With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data to

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