Buying a home is probably the biggest investment you will make, with long-term financial ramifications. It calls for many informed decisions and for good advice from a real estate professional. When buying a home, you can benefit from the knowledge and skill of a seasoned Real Estate professional.
If you are considering buying a home? SEARCH FOR HOMES NOW
The key to finding your perfect home is to spend some time thinking about what you need and desire to compliment your lifestyle.
- Explore communities, comparing and contrasting the different conveniences, services and amenities they offer.
- Then think about and prioritize your “wish list.” Consider style preferences, desirable features and ideal locale.
- Your next step should be to contact a mortgage professional who can help you determine the amount of house you qualify for and monthly expenses associated with your purchase.
- Spend time online previewing homes in your price range and in the areas you’ve selected.
- Contact Debbie Allan at 845.705.5441 to discuss your housing needs and get start on your home search.
Ready to buy your first home in Dutchess County? I specialize in helping first-time home buyers like you find their dream property in Dutchess County.
Before you start searching for homes online, it's important to take the first step to house shopping: Getting pre-approved for a mortgage.
Your pre-approval will tell you what you can afford and what your monthly payment will be, so it's important to determine this before you start searching for your new home.
Pre-approval is good for about 30-90 days, so once you're ready, take these first 3 steps to get it done.
- Contact me, and I’ll send over a list of lenders I know and trust.
- Look over the list and check out online reviews.
- Call lender or let me introduce you over email.
Once you've got your pre-approval letter in hand, it's time to start the search!
Before we hop into the home search, I like to advise my clients to create a "Needs" list and a "Wants" list. This will help us to really focus on the things that are most important in your future home.
Needs are the non-negotiable features; the features you simply must have in your next home. Wants are the ones you’d like to have, but you can add or change down the road. Remember, you can’t change the lot or the location so make sure you love both.
Once you've established what you're looking for, I will set you up on a search so you can receive an email the second a home that fits your criteria goes live. If you have any questions about a property, send me the information and I will find out for you. Send me listings you like and I can get more information and set up showings on your behalf.
After touring houses and choosing the one you love, it's time to make an offer. To do this, you'll need your pre-approval letter or proof of funds. I'll be there guiding you step-by-step to make sure you understand the process and answer all your questions. Once you've got an accepted offer, you'll schedule a home inspection, sign a contract and apply for your mortage.
Have more questions about buying a home or what happens after making an offer? Reach out to me today! SEARCH FOR HOMES NOW
SEARCH FOR HOMES NOW