Blog | Berkshire Hathaway HomeServices Hudson Valley Properties

Debra Allan

Associate Real Estate Broker
Associate Broker.30AL1134891
STANDARD PROCEDURES FAIR HOUSING
STANDARD PROCEDURES FAIR HOUSING

The Benefits of Downsizing When You Retire

By Debbie Allan - March 07, 2024
  If you’re taking a look at your expenses as you retire, saving money where you can has a lot of appeal. One long-standing, popular way to do that is by downsizing to a smaller home. When you think about cutting down on your spending, odds are you think of frequent purchases, like groceries and other goods. But when you downsize your house, you often end up downsizing the

Why Access Is So Important When Selling Your House

By Debbie Allan - March 06, 2024
  If you’re gearing up to sell your house this spring, one of the early conversations you’ll have with your agent is about how much access you want to give buyers. And you may not realize just how important it is to make your house easy to tour. Spring is the peak homebuying season, so opening up your house to as many showings as possible can really help you cap

Why There Won’t Be a Recession That Tanks the Housing Market

By Debbie Allan - March 05, 2024
  There’s been a lot of recession talk over the past couple of years. And that may leave you worried we’re headed for a repeat of what we saw back in 2008. Here’s a look at the latest expert projections to show you why that isn’t going to happen.   According to Jacob Channel, Senior Economist at LendingTree, the economy’s pretty strong: &

What To Know About Credit Scores Before Buying a Home

By Debbie Allan - March 04, 2024
  If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An article from US Bank explains: “A credit score isn’t

The First Step: Getting Pre-Approved for a Mortgage

By Debbie Allan - March 01, 2024
  Some Highlights If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow. As more buyers re-enter the market, it’ll help you make a strong offer that stands out from the crowd. Talk to

Why We Aren't Headed for a Housing Crash

By Debbie Allan - February 29, 2024
Why We Aren't Headed for a Housing Crash   If you’re holding out hope that the housing market is going to crash and bring home prices back down, here’s a look at what the data shows. And spoiler alert: that’s not in the cards. Instead, experts say home prices are going to keep going up. Today’s market is very different than it was before th

How Changing Mortgage Rates Impact You

By Debbie Allan - February 23, 2024
  Some Highlights If you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. That’s because even a small change in mortgage rates can have a big impact on your purchasing power. The best way to navigate changing mortgage rates and make a

Expert Home Price Forecasts for 2024 Revised Up

By Debbie Allan - February 22, 2024
  Over the past few months, experts have revised their 2024 home price forecasts based on the latest data and market signals, and they’re even more confident prices will rise, not fall. So, let’s see exactly how experts’ thinking has shifted – and what’s caused the change. 2024 Home Price Forecasts: Then and Now The chart below shows wha

How Millennials Are Changing the Home-Buying Process

By By PorchLyte February 19, 2024 - February 21, 2024
As the largest living generation, Millennials are reshaping many aspects of the economy, and the real estate market is no exception. This tech-savvy, environmentally conscious, and experience-driven group is redefining what the home-buying process looks like. In this blog post, we’ll dive into the key ways Millennials are altering the landscape of home purchasing, from their values and pre

Strategic Tips for Buying Your First Home

By Debbie Allan - February 20, 2024
  Buying your first home is a big, exciting step and a major milestone that has the power to improve your life. As a first-time homebuyer, it's a dream you can make come true, but there are some hurdles you'll need to overcome in today’s housing market – specifically the limited supply of homes for sale and ongoing affordability challe

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